Drive Green

Used EV Finance

Siging documents with keys for an EV

How to buy your used car on Finance with us

At the bottom of our used car listings is our finance calculator, and you can use this to work out your likely finance payment costs for every specific car we sell. From here, you can also do a ‘soft check’ to verify your eligibility, and you can even then proceed to complete your whole finance application if you wish.

We can offer HP & PCP on most of our stock in 3 different ways as follows:-

OPTION 1

WEBSITE QUOTE & PROPOSE – Click on the stock page & select your’ chosen vehicle. Then select which ‘credit rating’ best suits you & adjust the deposit & term to fit your budget. When you’re happy with the result, you can complete the attached application & this will be sent securely to Motonovo Finance.

OPTION 2

CUSTOMER SELF-SERVE – You can request a Bespoke emailed live interactive quotation from one of our sales team. This is a great option if you need to evaluate all of the details quickly & want to compare any information before any visit on-site. Again you can adjust the ‘credit strength’ tabs, deposit & term as you fit, then apply direct & secure as with option 1.

NB: These options help you get quick, accurate information earlier in your’ vehicle search journey & can save huge amounts of time by getting things agreed upon & in place before your visit.

OPTION 3

FACE-TO-FACE APPOINTMENT – If you are just not sure, then give us a call & we’ll book you in & we can discuss things on-site.

Interest rates are fixed and are based on customer credit strength and deal structure, and the lender makes the ultimate decision.

This is much the same as banks & building societies & we at Drive Green believe this is the best & fairest way to approach vehicle funding.

We’re here to help, so please drop us a line.

PCP and HP Finance - what is the difference?

PCP

Is our Personal Contract Purchase product.

PCP agreements contain a balloon payment at the end of the finance agreement, which usually makes the monthly instalment amounts lower than a traditional HP agreement. This is great for customers who like to change their vehicles frequently. We offer this product with terms up to 48 months and a maximum advance of £50,000.

Find a finance option that fits you

HP

Is our traditional Hire Purchase product.

This is just like a typical repayment loan. With an HP agreement, customers can spread the cost of their vehicle by paying a fixed amount per month. We offer this product with terms from 12 to 60 months and a maximum advance of £75,000.

Ethical and Sustainability Car Finace Options

For some people the cheapest monthly payment possible is not the only factot to consider when you are deciding how to finance your next car.  If you care more about where you money comes from and what your money is being speat on, then you might decide to look at a greener lender.

We have joined up with Tandem Finance who are perhaps the greenest bank around, so we can offer our customers a greener finance option to consider.

Tandem have impecible green credentials and a dedicated focus on becoming the leading sustainable bank.

When you borrow money from Tandem to buy your EV, you know it has come from ethical banking sources, and your money will only ever be used to fund green projects and borrowing.

Tamdem’s money comes from eco conscious savers who want to make a difference. It is then loaned exclusively to fund greener choices such as EVs, domestic renewables, and to help homes achieve an A-B EPC rating.

Explore the Green Hub in the exclusive Tandem app to help connect you with ways to cut costs and cut carbon.

If you are interested in greener finance for your EV ask us for a competitive comparison quote.

Post Author

Picture of Richard Norris

Richard Norris

Richard is the driving force behind Drive Greens eco-goals. Richard has been involved in the sustainable living and renewable energy sector for many years and his expertise has brought success to several green businesses. His background has a huge influence on Drive Green’s direction and message.
March 17, 2023

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Completely Green Limited is authorised and regulated by the Financial Conduct Authority. Firm Reference number – 790525. We are a broker and not a lender. If you are not happy with the service you have received, you have the right to refer your complaint to the Financial Ombudsman Service.

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Please note: Whilst every effort has been made to ensure the accuracy of the used vehicle information and images on this website, some errors may occur. It is important that you do not rely solely on this information, prices or images, and check with us any items that may affect your decision to purchase a vehicle. For an example monthly price, please use the finance calculator on each listing to retrieve a quotation. Representative Hire Purchase Example: Total Deposit: £2000 and Agreement Duration: 48 Months. Representative Personal Contract Purchase Example: Total Deposit: £2000 and Agreement Duration: 48 Months and 8000 miles pa. Representative Personal Contract Hire Example: Total Deposit: 12 months initial rental and 5000 miles pa, and Agreement Duration: 48 Months and Admin Fee: £299. Risk based variable lending rates apply with rates starting from 6.9% APR.